Debt Consolidation

Things You Must Know About Christian Credit Counseling Service

If you are considering signing up for a Christian credit counseling service, there are several things that you need to be well aware of. Considering the very fact that there are hundreds of such agencies available out there that offer these types of services, you may find the task of choosing the best service a daunting one. However, if you follow the right approach and look into the right direction, you can easily take much pain out of the proceedings. There are several ways to find a good company. Following is a brief rundown on some of the steps that you need to follow in this regard.

Get References

If any of your friends or family members has ever used a Christian credit counseling service, you can get some good references from them. They will tell you which counselors you should go for and which ones you should avoid. Whether it is a recommendation or a warning, make sure you follow their suggestions seriously. Since they have already worked with certain counselors, they can get you a better idea about their qualifications, experience, the kind of services they provide, the fees they charge, and an array of other such things. You can expect to get some good recommendations from a church leadership member or a pastor.

Find Out The Fee

Since most companies that provide Christian credit counseling service get their funds from Churches through donations, they often offer their services free of cost. Therefore, if you do a thorough research, you can easily find an agency that will allow you to bring your finances back on the right track without charging you even a single penny. However, here it is important for you to keep in mind that not all Christian counseling agencies offer free services. There are many unscrupulous ones also that will charge you a hefty amount of money as their fee while their services will also not help you much in getting control of debt situation.

All Non-Profit Organization Do Not Offer Free Services

Many people have the misconception that all Christian counseling agencies that claim to be non-profit organizations offer free services, which is not always true. Therefore, make sure you inquire about the fee thoroughly before you sign any agreement.

Even Christian credit counselors need to obtain certain licenses from state authorities. Before you sign up for a Christian credit counseling service, make sure that the counselor you are considering hiring is a duly licensed and certified one.

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Posted in Credit Counseling, Debt Consolidation | 1 Comment »

One Response to “Things You Must Know About Christian Credit Counseling Service”

  1. Macc says:

    Very wisely described. Christian Credit Counseling agencies can be a better idea to adopt because such queries offer their services at very low price or sometimes they provide the services free of cost, because these agencies generally get their funds from Churches. Churches donate the money to such agencies that’s why these companies charge very nomail fee or they do not charge any thing at all. You have to do a thorough research for selecting a company which can provide you free of cost services. For getting such company, you can take some help from your relative, friends if they have already taken the services of such a company. They can easily guide you to select the best counselor for you. You have to be consistent in your direction of right approach. You will surely get a better deal for you. Some companies can charge more money from you. It is important that you consider every point of fee and other facts before signing up any agreement. Do not confuse with the phrase Non-Profit Organization, because it does not mean that all the non-profit organizations do not charge any thing from you.

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