Posts Tagged ‘low-cost credit repair service’

Four Proven Ways To Find Genuine Yet Cheap Credit Repair Service

If you are seeking financial counseling assistance because you have a high-debt ratio and a very poor credit, you are probably in search of a genuine yet cheap credit repair service, not an expensive one. The good news is that it is not a very difficult task to find affordable help if you know where to look out for. Following is a brief rundown on four proven ways to find low-cost credit repair assistance.

Contact A CCCS Office

There are over eight hundred CCCS (Consumer Credit Counseling Service) offices in the United States of America. These CCCS offices are a part of a network of non-profit finances counseling agencies. You can give a call to them at (800) 388-2227 to locate an office near you. You will be glad to know that they do not even charge any fee for most of their services. You can get some valuable pieces of advice from them free of cost. The agent out there will not only also advise you on your future financial goals, but he/she will also assist you in establishing a workable budget and removing incorrect entries from your credit report. Therefore, if you are looking out for a cheap credit repair service, a CCCS office can be your best option.

Part Time Class From A Local Community College

You can also do it yourself by learning the methods and tricks of credit repair at a local community college. If you a busy person, you can enroll for a night class. Your awareness and knowledge about the process will benefit you for a lifetime, as you will be in a better position to take care of your finances and credit. If you are looking for consumer financial knowledge, these courses can be wonderful storehouses. The course will not just teach you how to repair your credit but it will also make you financial more responsible. You will be able to achieve your financial goals more efficiently.

Contact The Local Consumer Protection Office

Another alternative is to contact your local consumer protection office. You can request them to provide you a list of all those agencies that offer cheap credit repair service in your location. Scan this list thoroughly. If you do not want to pay any fee and are looking for absolutely free services, you should focus on those branches of churches or of non-profit organizations that are there on the list. But, here it is very important for you to keep in mind that just because a company claims to be a non-profit organization, it does not mean that they offer free services. Therefore, you are still recommended to look at their pricing structure thoroughly. Read the fine prints thoroughly before you sign any agreement. Make sure you have no confusion about the charges and that there are no hidden clauses.

Ask Your Banker

You can also contact your banker. It is very much likely that your banker will be more than willing to help you by providing you a list of some genuine and reputable agencies that offer cheap credit repair service. Some banks these days also provide in-house credit repair counseling to community members.

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