Credit Repair

Different Ways To Obtain A TRW Credit Report

A TRW credit report is also known as Experian credit report. TRW is the name of a corporation that runs a wide array of business ventures in the United States of America. Credit reporting is also one of the business venture that TRW is engaged in. Experian is the name of the agency that TRW owns for this task. This is one of the three major credit bureaus in the US; the other two agencies are TransUnion and Equifax. The main function of these agencies is to prepare and maintain the information on the credit reports of American consumers. All your financial activities are reported here, especially the ones that demonstrate how good or bad (responsible or irresponsible) you have been with your finances. For example, every time you miss a payment on your mortgage or just debt account, it gets reported on your credit report, which eventually adversely affects your credit worthiness. Likewise, the reports of timely debt payments make improve your credit worthiness. When it comes to obtaining a report from this agency, there is a certain procedure that you have to follow. TRW offers an array of options for the consumers to request the report from Experian.

The Original TRW Agency

Before you contact an agency and request a TRW credit report, it is very important for you to keep in mind that there are several credit repair agencies available out there on the online and offline market that run their businesses under the names that include the tag “TRW”, such as TRW Credit Repair, TRW Credit Group, and other such names. Make sure you do not get confused by such names. Always remember, Experian is the only official TRW credit reporting agency in the United States of America.

Free Report

It is also important to note that every US consumer is legally entitled to one free TRW credit report at least once every year. In specific cases, you can get free reports more than once, such as when you have to file a dispute with the Experian credit bureau. Therefore, if it is the first time this year when you are going to file an application to obtain an Experian credit report, you must not be charged even a single penny for this.

Visit The Official Website

The easiest way to obtain the report from the TRW corporation is by visiting the official website of Experian. You can get the report online free of cost through that website. you will never be asked to pay any fee or provide your credit card number when you apply for the report through their official website.

Getting The Report Through Mail

If you want to obtain a hard copy of the TRW credit report through mail, you can send a written application to them. You can send this letter to their contact address specified for a specific region. for example, if you are in west region, you can send the letter to 475 Anton Blvd. Costa Mesa, CA 92626. The contact address of TRW Experian for the south region is 5909 Peachtree Dunwoody Road NE, Suite 1000, Atlanta, GA 30328; for the Midwest region is 949 West Bond Street, Lincoln, NE 68521; and for the East region is 3 Lear Jet Lane, Suite 200, Latham, NY 12210.

There is also a third option to obtain a TRW credit report, as per which you can simply give them a phone call 1-888-397-3742 and request them to send you your credit report through mail. 1-888-397-3742 is also the same number you have to call when you want to place a fraud alert on your credit report.

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Posted in Credit Repair, Credit Reports | 1 Comment »

One Response to “Different Ways To Obtain A TRW Credit Report”

  1. Ritchie says:

    TRW Credit report is actually a big name in the area of Credit Information; the article gives you exact and accurate information about the procedure to get it and also the importance of this TRW credit report. This report can also be called as Experian Credit Report, which is one of three major credit bureaus in US. If you default a single mortgage payment you will be reported here so actually it display your financial punctuality. You can get your credit report from Experian from many ways. The most important thing is that you are able to get a free credit report as least once every year you will not to give even a single penny for it. If you want a TRW report the best way is to just get it online and that too for absolutely free of cost. There is no need to provide your credit card number for taking such a credit report online. It is very important to get a credit report so that you can study it thoroughly and if you find any wrong entries in it you can get it corrected. The other way of getting the report is via mail you can send a written application to their address which is different for different regions, just check out the specific address of your region and send the application, you will get the report.

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