Comments on: Consolidate Payday Loans: A Good Option To Manage Your Finances

By: Can I Consolidate Payday Loans? – Yes, You Can! We Explain How! | Debt Consolidation Payday Loans

Thu, 23 Sep 2010 14:30:47 +0000

[...] Consolidate Payday Loans [...]

By: Inger Sawdey

Inger Sawdey — Sun, 05 Sep 2010 02:23:19 +0000

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By: loans

loans — Tue, 31 Aug 2010 05:06:28 +0000

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By: Olen Leonides

Olen Leonides — Sun, 29 Aug 2010 09:35:12 +0000

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By: Raphael Luckenbill

Raphael Luckenbill — Thu, 26 Aug 2010 08:19:28 +0000

The best thing to do in your situation is to get your parents to have you put on one of their credit cards so you can establish credit. Then when that time is good enough, you can get your own credit card when you do get a credit score.

By: Seth Micucci

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By: CH

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Alfonzo Mowles — Sun, 22 Aug 2010 12:34:22 +0000

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By: rakson

rakson — Sat, 21 Aug 2010 05:48:29 +0000

Regarding consolidation of all the loans, I m not sure but i think they might be adding all the instalments together( as per individual interest rates) and then telling the consolidated monthly instalment… or may be in addition they might give an extra discount on the overall value. Like many banks offer loan transfer from one bank to themselves, they offer it without any file charges and at a discounted rate so as to increase no. of customers.

Kate as per your other question, companies don’t offer loans to any tom, dick and harry… you are asked to submit your Income tax return statement and bank statement so as to check whether you will be able to payback or not in case of nominal statement. In case of Home loans etc. the house is in the name of the bank till you pay all your debts.

In your 3rd question, you have asked about declaring bankrupt… if you declare yourself as bankrupt, that amount goes as loss to the company but at the same time you are also marked as blacklisted and will not be liable for any future loans. Definitely image loss is also there…leading to difficulty in survival.

By: kate

kate — Sat, 21 Aug 2010 05:35:03 +0000

I am amazed to go through this information. Its better if you can consolidate all the loans you have with you like home loan , car loan presonal loan and fix a monthly installment to pay off the loan. One more question if we have different loans with different rate on interest so how the rate of interest is decided for cosolidated loans and also if we are associated with different financial companies how the loans will be consolidated ? Second thing without any colateral how will the company manage to give the loan.

Can you please suggest the banks or financial institutions which offer such types of loans
The best part of this loan is that we can pay off the credit card bills because credit card has created an havoc to this society.
What if the debtor declared himself to be bankrupt how will the company recover that loan.

By: Mitchel Warsager

Mitchel Warsager — Thu, 19 Aug 2010 17:16:16 +0000

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By: Botham

Botham — Fri, 06 Aug 2010 13:48:33 +0000

What kind of help you need? Pl elaborate.

By: Ron Suriano

Ron Suriano — Fri, 06 Aug 2010 01:26:51 +0000

I have unfortunately gotten myself into thousands of dollars in debt and must make some improvements in my personal condition. I would like to consolidate my debts. I just am not sure about how that really works. Does anyone have any further information?

By: april

april — Fri, 30 Jul 2010 02:33:52 +0000

i just need help with pay day thats it