Credit Repair

No Credit Check Cash Advance - Reliable Source Of Instant Loan

No credit check cash advance is one of the most popular modern financial instruments available in the market today. When you are challenged with some unforeseen financial expenditure and you have no other source of help, cash advance can come handy. It is very easy and simple to get up to $1500 transferred to your checking account within hours with cash advance. And the best part of no credit check cash advance is that, you can apply for the loan at anytime of the day. You can find the application form of the money lenders online. All you have to do is fill up the form and submit it so that the lender can review the information and transfer the money to your bank account within 24 hours. ...Read more>>

A 4-Step Guide to Lock Your Credit History

There can be an array of reasons why you may want to lock your credit history. For example, you may like to do this in order to avoid the possibility of identity theft. People often request for a security lock or freeze on their credit file when they become a victim of identity theft. But, why wait for such unfortunate things to happen? You can go ahead and put a security lock in order to avoid getting into such unpleasant circumstances. ...Read more>>

3 Ways on How to Prepare for Credit Checking

Whether it is about obtaining a loan, getting a credit card, getting a low rate insurance policy, getting a rental home or qualifying for a job, credit checking has now become a crucial part of the process. The list of businesses that run credit checks on individuals before having any financial relationship with them is continuously increasing at a fast pace. Insurance companies, employers, landlords, and banks – everyone is running credit checks. Therefore, before you apply for a job, submit a rental application, or submit an application for a loan, insurance policy or credit card, make sure you perform some key tasks to get prepared for the credit screening. ...Read more>>

Tips To Do Credit Checking On Prospective Tenants

Considering the rising number of instances where landlords have to suffer huge losses just because their tenants do not pay the rents in time, credit checking of the prospective tenants has now become an important part of the process when it comes to renting a property. Landlords want to make sure that the tenants they are renting their properties to have good financial history. They take it as a low risk venture because better credit files of the tenants mean timely payments of the rent. ...Read more>>

Does Personal Credit History affect Employment? The Answer is Yes

Most companies these days follow very strict guidelines when it comes to hiring employees. They first institute a thorough credit check in order to determine how efficient an applicant is in dealing with his/her finances and whether the applicant has met his/her credit obligations. Therefore, if you are looking for a new job or considering a job change, your personal credit history is going to play a crucial role. The credit screening has now become an integral part of the whole process when it comes to hiring new people. ...Read more>>

Basic Things You Must Know About The Length Of Credit History

The length of credit history is one of the five major factors that determine your credit score. Other four factors include timely payments (35%), debt to credit ratio (30%), types of credit (15%), and the enquiries for new credit (10%). The remaining ten percent of your score depends on the credit history length. ...Read more>>

Some Basic Reasons Why Employers Check Credit History Before Hiring Their Employees

The credit history of a person plays a very important role, not only when it comes to qualifying for loans, but also when it comes to getting good employment. These days, many employers check credit history of the applicants in order to decide who they should employ in their company. There are many people who have otherwise great academic record with many years of experience in a specific field, but they are denied a job just on the basis of their bad credit. Following are some of the main reasons why credit checking is such an important part of the process of the selection of employees. ...Read more>>

Running Credit Checks On Prospective Tenants – A Brief How-To Guide

When it comes to running credit checks on prospective tenants, there are several things that you need to take into your careful consideration. The process of credit checking is crucial in this regard, as it helps you to get a better understanding about the financial history of the prospective tenants as well as how responsible they have been with their finances. Depending upon whether the credit history of the applicants have been good or poor, you can determine if they are financially sound enough to ensure timely payments of the rent. Following are some basic steps that you must follow as part of the process. ...Read more>>

Is It Possible To Get An Apartment With No Credit History?

Though it is true that landlords usually check the credit history of the applicants before renting their apartment, they do not always make it a mandatory qualifying criterion. Therefore, if you do a thorough research and follow the right strategies, it is possible to get an apartment with no credit history. The eligibility requirements for tenants vary significantly from one landlord to other. There are some landlords who will never approve your application if you have no credit history. But, if you look around, you can find many other landlords who will be willing to offer you the apartment based on other factors. So, you just have to focus on those factors. Following is a brief rundown on it. ...Read more>>

Six Credit Card Tips To Maintain A Good Credit Standing

Though the latest changes in the credit card laws have made things a little easier for credit card holders, especially by shielding against sudden increases in interest rates, it fails to provide complete protection to consumers. Following are six valuable credit card tips that you must follow in order to maintain good credit worthiness. You just have to stick by the rules and implement the right strategies in order to qualify for the best deals. Here’s how to go about it. ...Read more>>

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How Changes To Payday Loan Law Can Save Consumers From Debt Traps
Payday lending laws have changed over the last few years to protect consumers from payday loan debt. Payday lenders have received much bad press recently. Often they are called loan sharks. Public hostility ag... Read more

What are the pros and cons of debt consolidation?