Credit Repair

Building Credit With No Credit

When it comes to building credit with no credit, there are several factors that you need to take into account. Just because you do not have any credit history at present, it does not mean you will never have one. No one is born with a readymade credit history. You have to give it a start at some point of time in your life. At the same time, it is also very important for you to understand that you will have to face great difficulty in qualifying for loans, mortgages, credit cards, and insurance policies if you do not have any credit history. Your credit worthiness also plays a very important role when it comes to getting an apartment on rent, getting utility services (such as phone connections) in your name, or even getting employment. Luckily, there are plenty of things you can do to improve your credit situation. Following is a brief rundown on it. ...Read more>>

Six Items Or Remarks That Are On The Hate List Of Your Credit Report Score

There are certain negative items and remarks that are not good for the health of your credit report score. They can significantly damage your credit history. That is the reason why experts repeatedly recommend consumers to check their credit reports at least every six months. Dispute must be filed immediately as soon as you find any errors or mistakes. Following is a list of six things that are on the hate list of your credit report. ...Read more>>

Financing with Bad Credit – How to Buy a Home?

When it comes to financing with bad credit, there are plenty of things that you can do. If you are also having the American dream of owning a home, do not let your poor FICO score create obstacles in your way. There are several options available out there. It is possible to obtain a mortgage with no money down even if your credit is not perfect. Your awareness, patience, and consistency in your efforts are the key factors in this regard. ...Read more>>

The Fastest Ways To Improve Credit Score

If your finances are getting out of control and you are having difficulty in obtaining credit cards or loans, this is the time when you must learn how to improve credit score. Your credit history plays a crucial role when it comes to getting approved for loans or getting lower rates on insurance policies. The best financing packages are offered to those who have a high FICO score. Even the approval comes very easily for them. Following are some of the tips that can help you boost your credit within a very short period of time. ...Read more>>

No Credit Check Cash Advance - Reliable Source Of Instant Loan

No credit check cash advance is one of the most popular modern financial instruments available in the market today. When you are challenged with some unforeseen financial expenditure and you have no other source of help, cash advance can come handy. It is very easy and simple to get up to $1500 transferred to your checking account within hours with cash advance. And the best part of no credit check cash advance is that, you can apply for the loan at anytime of the day. You can find the application form of the money lenders online. All you have to do is fill up the form and submit it so that the lender can review the information and transfer the money to your bank account within 24 hours. ...Read more>>

Is It Possible to “Buy Credit” to Improve Credit Score?

If you are looking out for ways on how to improve credit score, you must come across various companies over Internet who claim to help you “borrow someone else’s credit” and show the same on your credit report if you pay a certain amount of money. You may be wondering if any such thing is possible at all and if it really works. Well, as of now, it is possible to show someone else’s account history on your credit report, especially if you are an authorized user on his/her account/accounts. But, whether this method works or not is a matter of debate. There are several t6hings that you must take into your careful consideration before you try any such thing. Following is a brief rundown on some of the different aspects associated with this method. ...Read more>>

Is Financial Literacy Possible Through Credit Counseling Program?

Credit counseling program is considered to be beneficial if you’re unable to create a budget plan and stick to it. Due to lack of financial education most of the Americans incurred overwhelming debt and complicated their financial life. In this situation, they opted for credit counseling program to help them prepare a budget plan and the certified counselors provided financial literacy to their clients. ...Read more>>

How to Remove Negative Charge-Off Entries from Your Consumer Credit Report?

When a creditor puts your loan accounts in “charged-off” status, it adversely affects your consumer credit report. This is one of the worst negative entries that can appear on your report. Therefore, it is important for you to learn how to remove such entries and take control of the situation before it takes a horrible shape. If you do not do anything in this regard, the accounts will remain delinquent on the report for the next seven years. Luckily, there are ways to get such entries removed and achieve a healthier FICO score, but that will require you to make some difficult decisions and implement the same strictly. Following is a brief rundown on how to go about it. ...Read more>>

How to Remove Accounts in “Collection” Status from Your Credit Report?

If your credit report shows debt accounts that are in collection status, it is going to make your financial life very difficult. You won’t be able to get more loans or credit cards. Even if you manage to get one, it will charge you a very high rate of interest. Not only that, it will also restrict your employment prospects; prospective employers may hesitate in hiring you and your current employer may deny you promotions even when you deserve one – all because of your poor FICO score, mainly resulting from the negative entries related to the accounts in collection status. Therefore, it is important for you to do something to remove those entries as early as possible. Following are some of the possible strategies that you may like to try. ...Read more>>

How to Establish the Credit Worthiness of Your Company - A 5-Step Guide to Building Corporate Credit

When it comes to establishing the credit worthiness of your company so that your new business can grow to its full extent, you must have an in-depth understanding of the various aspects associated with corporate credit. Before you apply for business loans, make sure you thoroughly review the credit situation of your company. If it is not at par, you must first implement certain strategies to improve the same. ...Read more>>


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Debt And Credit

Financing with Bad Credit – How to Buy a Home?

When it comes to financing with bad credit, there are plenty of things that you can do. If you are also having the American dream of owning a home, do not let your poor FICO score create obstacles in your way. There are several options available out there. It is possible to obtain a mortgage with no...

Debt And Credit
Credit Repair Services

How to Remove Negative Charge-Off Entries from Your Consumer Credit Report?

When a creditor puts your loan accounts in “charged-off” status, it adversely affects your consumer credit report. This is one of the worst negative entries that can appear on your report. Therefore, it is important for you to learn how to remove such entries and take control of the situation be...

Credit Repair Services

How Changes To Payday Loan Law Can Save Consumers From Debt Traps
Payday lending laws have changed over the last few years to protect consumers from payday loan debt. Payday lenders have received much bad press recently. Often they are called loan sharks. Public hostility ag... Read more

What are the pros and cons of debt consolidation?